Music City Mortgage | 128 Holiday Court #121 Franklin, TN 37064

What Paperwork Do I Need To Pre-Qualify for a Mortgage Loan?

PURCHASE CHECKLIST

Please provide the following documentation in order to expedite the processing of your application:

  • Copy of fully executed contract of sale.
  • Past two years W-2 forms
  • One months most recent consecutive pay stubs for all applicants.
  • If you are self employed, commission or if your overtime exceeds 25 % of your total income, please provide past years business and personal tax returns (ALL Schedules) along with the name and telephone number for your accountant.
  • Most recent past two months bank statements for all bank accounts.
  • If you currently rent a home, provide name and address of your landlord (or) 12 months cancelled rent checks (front and back)
  • If you currently own a home that you will be selling or has sold, please provide either contract of sale or closing statement. If you will be leasing this residence, provide copy of fully executed lease.
  • Copy of all applicants drivers license and social security card/resident alien card.

REFINANCE/HELOC CHECKLIST

Please provide the following documentation in order to expedite to processing of your application:

  • Copy of most recent mortgage payment coupons for all mortgages
  • Copy of existing homeowner insurance binder
  • Past two years W-2 forms.
  • One months most recent consecutive pay stubs for all applicants.
  • If you are self employed, commission or if your overtime exceeds 25 % of your total income, please provide past years business and personal tax returns (ALL Schedules) along with the name and telephone number for your accountant.
  • Most recent ┬Ěpast two months bank statements for all bank accounts.
  • Copy of current deed, survey and c/o